{"id":131039,"date":"2026-10-03T11:33:11","date_gmt":"2026-10-03T17:33:11","guid":{"rendered":"https:\/\/zeromagazine.mx\/index.php\/2026\/10\/03\/indrive-money-prestamos-conductores-mexico\/"},"modified":"2026-10-03T11:33:11","modified_gmt":"2026-10-03T17:33:11","slug":"indrive-money-prestamos-conductores-mexico","status":"publish","type":"post","link":"https:\/\/zeromagazine.mx\/index.php\/2026\/10\/03\/indrive-money-prestamos-conductores-mexico\/","title":{"rendered":"inDrive Money: los pr\u00e9stamos a conductores crecen 71% en M\u00e9xico"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">El acceso a servicios financieros digitales contin\u00faa ganando espacio entre quienes generan ingresos a trav\u00e9s de plataformas. En M\u00e9xico, esta tendencia tambi\u00e9n se refleja entre los conductores de aplicaciones: durante la primera mitad de 2026, los pr\u00e9stamos otorgados a trav\u00e9s de <strong>inDrive Money crecieron 71%<\/strong> en comparaci\u00f3n con el mismo periodo del a\u00f1o anterior.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A nivel Latinoam\u00e9rica, el crecimiento fue todav\u00eda mayor. La plataforma report\u00f3 un aumento interanual de <strong>118% en el n\u00famero de pr\u00e9stamos otorgados<\/strong> durante los primeros seis meses del a\u00f1o, mientras que otros mercados de la regi\u00f3n tambi\u00e9n registraron incrementos importantes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">M\u00e9xico concentra una mayor demanda de financiamiento digital<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">De acuerdo con los datos compartidos por inDrive, M\u00e9xico registr\u00f3 un crecimiento de 71% en la demanda de pr\u00e9stamos durante la primera mitad de 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En Per\u00fa, el aumento fue de 128%, mientras que Colombia registr\u00f3 un crecimiento de 88%. Brasil, donde inDrive Money comenz\u00f3 operaciones en agosto de 2025, experiment\u00f3 un incremento superior al 400% durante el periodo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Para la plataforma, estos resultados reflejan una mayor demanda de alternativas de financiamiento entre las personas que participan en la econom\u00eda colaborativa.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfC\u00f3mo funcionan los pr\u00e9stamos de inDrive Money?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Una de las caracter\u00edsticas de <strong>inDrive Money<\/strong> es que utiliza informaci\u00f3n relacionada con la actividad de los conductores dentro de la plataforma para determinar las condiciones del pr\u00e9stamo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El monto aprobado y el esquema de pago se establecen considerando la capacidad de ingresos de cada usuario. La solicitud y administraci\u00f3n del cr\u00e9dito tambi\u00e9n se realizan directamente desde la aplicaci\u00f3n de inDrive.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Los conductores pueden solicitar el pr\u00e9stamo, conocer el monto aprobado, consultar los plazos, revisar su saldo y dar seguimiento a sus pagos sin necesidad de salir de la plataforma.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La propuesta busca facilitar el acceso a servicios financieros para personas que pueden encontrar obst\u00e1culos al momento de solicitar productos de cr\u00e9dito mediante esquemas tradicionales.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">M\u00e1s de 11% de los conductores activos en M\u00e9xico ya utiliz\u00f3 un pr\u00e9stamo<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Otro dato relevante est\u00e1 relacionado con el n\u00famero de conductores que ya han utilizado el servicio.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Seg\u00fan un informe de impacto desarrollado por la <strong>Asociaci\u00f3n de Internet MX (AIMX)<\/strong> y publicado en febrero de 2026, m\u00e1s del <strong>11% de los conductores activos de inDrive en M\u00e9xico<\/strong> ha utilizado un pr\u00e9stamo de inDrive Money.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adem\u00e1s, cerca de la mitad de quienes solicitaron uno de estos pr\u00e9stamos volvi\u00f3 a contratar otro.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Estos datos forman parte de la informaci\u00f3n presentada por la compa\u00f1\u00eda para mostrar la adopci\u00f3n del servicio entre los conductores mexicanos.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/i0.wp.com\/zeromagazine.mx\/wp-content\/uploads\/2026\/10\/unnamed283429-1024x683.jpg?resize=1024%2C683&#038;ssl=1\" alt=\"\" class=\"wp-image-131037\" srcset=\"https:\/\/i0.wp.com\/zeromagazine.mx\/wp-content\/uploads\/2026\/10\/unnamed283429.jpg?resize=1024%2C683&amp;ssl=1 1024w, https:\/\/i0.wp.com\/zeromagazine.mx\/wp-content\/uploads\/2026\/10\/unnamed283429.jpg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/zeromagazine.mx\/wp-content\/uploads\/2026\/10\/unnamed283429.jpg?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/zeromagazine.mx\/wp-content\/uploads\/2026\/10\/unnamed283429.jpg?w=1120&amp;ssl=1 1120w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Una alternativa pensada para ingresos variables<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Para quienes trabajan mediante plataformas digitales, la din\u00e1mica de ingresos puede ser diferente a la de un empleo tradicional. Por ello, inDrive Money plantea un modelo que toma en cuenta la actividad econ\u00f3mica generada dentro de la propia plataforma.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Alexander Kurchin, director general de inDrive Money, se\u00f1al\u00f3 que el crecimiento registrado en Am\u00e9rica Latina refleja una demanda por opciones de pr\u00e9stamos que consideren la capacidad de generaci\u00f3n de ingresos de los usuarios.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Desde la perspectiva de la compa\u00f1\u00eda, utilizar datos de actividad permite ampliar las posibilidades de acceso a servicios financieros para personas que podr\u00edan enfrentar barreras mediante otros mecanismos.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">inDrive busca ampliar su ecosistema de servicios<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">inDrive Money forma parte de una estrategia m\u00e1s amplia de la plataforma, que adem\u00e1s de sus servicios de movilidad cuenta con opciones como <strong>Entregas, Flete y Ads<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La compa\u00f1\u00eda se\u00f1ala que estos servicios comparten el objetivo de ofrecer diferentes alternativas a sus usuarios y mantener un modelo basado en la libertad de elecci\u00f3n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En el caso de los pr\u00e9stamos, la apuesta est\u00e1 en integrar el proceso financiero dentro de la misma aplicaci\u00f3n que los conductores utilizan para generar ingresos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Con un crecimiento de <strong>71% en M\u00e9xico y 118% en Latinoam\u00e9rica durante la primera mitad de 2026<\/strong>, inDrive Money muestra c\u00f3mo los servicios financieros integrados a plataformas digitales est\u00e1n adquiriendo mayor presencia entre quienes forman parte de la econom\u00eda colaborativa.<\/p>\n<!--themify_builder_content-->\n<div id=\"themify_builder_content-131039\" data-postid=\"131039\" class=\"themify_builder_content themify_builder_content-131039 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2026.<\/p>\n","protected":false},"author":4,"featured_media":131038,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[63,41],"tags":[8929,15550,15549,8849,10858,543,144,8683,273,15546,15547,15548,15551],"class_list":["post-131039","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle","category-tech","tag-conductores","tag-economia-colaborativa","tag-fintech","tag-indrive","tag-indrive-money","tag-latinoamerica","tag-mexico","tag-movilidad","tag-plataformas-digitales","tag-prestamos","tag-prestamos-digitales","tag-servicios-financieros","tag-tecnologia-financiera","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"yoast_head":"<!-- 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